insurance programs

Individuals and Families

HTH offers programs ranging from annual plans for global living to short-term travel medical insurance to trip cancellation coverage. HTH offers flexible plan designs so that individuals and families get the coverage they need with the freedom to choose qualified doctors, hospitals and health services anywhere in the world. HTH insurance programs fully comply with state insurance regulations and afford purchasers full consumer protections.


Global Citizen

HTH's premier international health insurance plan, tailored for long-term global living with worldwide, annually renewable major medical coverage in and out of the U.S.

Global Navigator

International health insurance exclusively for career missionaries or international yacht crew. Annually renewable major medical coverage in and out of the U.S.

TravelGap Multi-trip

The optimal annual plan for frequent short-term leisure or business travel with affordable worldwide coverage of routine medical conditions and emergency medical evacuation.

TravelGap Single Trip

Flexible, high-value benefits and services for leisure or business trips from one week to six months.

Trip Protector

All-inclusive international travel insurance that protects against trip cancellation and interruption as well as providing the highest medical coverage in the industry up to $1,000,000.

For details and to purchase

Already a customer?

Visit to view benefit plans and to use mPassportSM global health and safety tools and databases. Register using your policy certificate number.


Included with all our plans, mPassport gives HTH members access to quality healthcare services all around the world.



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