July 17, 2000

Highway to Health Acquires Beacon Insurance Services, Leads International Student Health Insurance Market

July 17, 2000 Radnor, PA -Highway to Health, Inc. (HTH) and its wholly owned subsidiary, HTH Worldwide Insurance Services, today announced the acquisition of Beacon Insurance Services, Inc., Braintree, MA, formerly known as OMA Limited, a leading provider of international student health insurance. The acquisition further strengthens HTH's leading role in international student health insurance. HTH Worldwide now serves over 190 U.S. universities and 35,000 students from all corners of the globe.

John Fleming, former President of Beacon Insurance Services, has been appointed Director of Student Sales for HTH. "This transaction consolidates HTH's position as the largest provider of international student health insurance," said Fleming, "and it enables HTH to capitalize on the federal government mandate requiring international students, scholars and government trainees visiting the United States to carry U.S. health insurance." HTH Worldwide offers group and individual primary health insurance programs underwritten by Continental Assurance Company, a CNA company, which has an A.M. best rating of A.

HTH Worldwide is leading the market with its multi-lingual customer service center and Internet-based services for foreign student advisers and as well as the visiting students. HTHworldwide.com and HTHstudents.com are Internet portals designed to streamline sales and administration of HTH insurance programs and to help international students access healthcare services and information while they are away from home. HTHworldwide.com features online enrollment and claims inquiry, while HTHstudents.com offers online physician search and appointment scheduling, as well as interactive translation databases for common medical phrases and prescription and over-the-counter brand name drugs. HTH also offers students CityHealth Profiles (sm) for over 500 destinations worldwide, featuring critical information about required immunizations, notable hospitals and other local medical resources.

About Highway to Health HTH (www.highwaytohealth.com) operates the premier travel health website, providing those traveling for leisure, business or international study with information, services and insurance plans critical to their health and peace of mind. HTH is the largest provider of health insurance for international students studying in the United States and the sponsor of travel health insurance products known as TravelGap® and TripProtector. HTH is also adding innovative online travel and expatriate programs for multi-national corporations.