January 3, 2001

GoCruiseDirect.com Offers Innovative Trip Cancellation Insurance From Highway To Health

RADNOR, PENNSLYVANIA, Jan 3, 2001 - GoCruiseDirect.com, the leading Web-based cruise distribution company and Highway To Health (HTH), a provider of online and toll-free global health information, medical assistance services and insurance programs, today announced a distribution agreement for a travel insurance program that helps international travelers research, access and pay for healthcare services anywhere in the world. Terms of the agreement include the promotion of HTH's TripProtector sm program to cruise vacationers that visit MyCruisePlus TM; a personalized web site developed by GoCruiseDirect.com and branded by the Travel Agency of record.

MyCruisePlus is a personalized site generated for each cruise vacation booked through GoCruiseDirect.com technology. MyCruisePlus allows the vacationer to access important information about their itinerary, cruise ship and ports of call. Through MyCruisePlus the cruiser can purchase other travel related products, such as HTH's TripProtector sm policy.

TripProtector sm features insurance coverages such as trip cancellation/interruption, baggage loss/delay, and emergency medical evacuation, along with online and toll-free medical assistance services. Purchasers also gain access to HTH services such as:

• Online information on healthcare services in the top 555 international travel destinations,
• Online interactive databases for translating common medical phrases and over-the-counter and prescription drug names,
• Access to online medical record storage and retrieval,
• Toll-free access to a multi-lingual customer service center.

Purchasers also enjoy $25,000 in supplemental health insurance coverage. This new insurance policy is underwritten by Continental Casualty Company, an A-rated unit of CNA.

"TripProtector sm is a perfect fit with the services and products Travel Agents will want to offer to their clients through MyCruisePlus," said Jason Rice, Vice President Marketing and Sales at GoCruiseDirect.com. "HTH's TripProtector sm program helps travelers should they need to cancel their vacation. At the same time, buying a TripProtector sm policy automatically entitles travelers to use HTH's unique online and toll-free medical translation databases and assistance services. We view HTH's TripProtector sm program as a valuable component to MyCruisePlus. "